Ramachandran - Solution Architect, A Proactive, results-oriented Senior Consultant with 14 years of proven track record of Project Development experience, business development, team building and management experience.

Hands on experience in developing/implementing mission critical Applications in financial sectors using FIX, SWIFT, EDI, Rule Engine, Queuing and EAI technologies.

Involved in developing applications for eminent organization such as Sony, Singapore Stock Exchange, Sybase, Bank of Thailand, Singapore Immigration, DBS Bank, Citibank India, Fullerton India, Tiger Airways, National Healthcare Group - Singapore and various mid-sized organization.

By involving in developing more than 60 projects in various stages of SDLC's, Ramachandran has got a strong ability to convert business needs and client requirements into an IT solution using any technology and make sure that the projects are delivered in high standard.

He has a talent to bring the best out of all employees and empower them to take decisions that best fits the interest of the organization growth.

Ramachandran is primarily responsible for product strategy, market positioning, business analysis, relationship building, company direction and vision.

He is an Electrical & Electronics Engineer and a Post Graduate in Business Administration with specialization in Finance and Marketing.

AKM Ismail (known as "Ismail") brings 30 years of business experience to Vcidex. Ismail graduated from the National University of Singapore in 1984. He then joined DBS Bank in Singapore, working there until 1993, initially as an international loans officer and then in the real estate unit of the corporate banking division, rising to the rank of assistant vice president.

In 1993 he joined the real estate unit of Citibank in Singapore, quickly being promoted to vice president and then became a Principal Advisor (and later head) of Citibank's Offshore Business Unit.

In 1999 he became the Head of its Restructuring and Recapitalization Unit where he managed the bank's portfolio of credit intensive deals which required restructuring and recapitalization efforts. One example of his work was the restructuring of the debts of a listed company involving seven banks.

From 2001 until 2008, Ismail served as the Principal Advisor of Asia Pacific Investments PLC, working in both London and Singapore. His work again involved restructuring but also project finance. He was responsible for arranging the project finance for the mining transactions of the group. Ismail also has substantial experience as a trainer.

During the period 1988 to 1994, he conducted many courses for Singapore's Institute of Banking & Finance, particularly in real estate, project finance and capital markets. Since then he has still been delivering regular seminars in-house for the junior staff of his employers in these and other areas (which now include debt restructuring, corporate banking and syndicated loans).

Ismail is based out of London and oversees strategic business development for vcidex.